This new mobile payment concept through online Payment apps is gaining momentum, and this tendency is being adopted across the globe in different ways now. In simple words, online payment apps or mobile wallet refers to payment services operated through apps under the financial regulatory regime of the country through the use of the mobile device. The task of making the payment is simplified by online mobile payment apps or mobile wallet and these are now widely used by masses around the globe. But off lately these methods of making the payment has become outdated are out of fashion due to the cumbersome procedures involved to complete the transaction. The buyer has options of paying for the services through cash, cheque, debit/credit card etc. One of the difficult task during online purchase of merchandise/ services on the digital platform is- how to make the payment to seller?.
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